Who We Serve
We partner with real estate entrepreneurs who need speed and certainty of execution. Whether you’re looking to acquire, improve, or reposition, our loans are built to help you succeed.​
Typical Borrowers Include:
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Wholesalers
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Fix & Flip Investors
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Real Estate Investors who value speed
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Loan Criteria at a Glance
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Loan Sizes: $25,000 – $750,000
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Term Lengths: 1–12 Months
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Collateral: Residential & Small Multifamily Properties
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Location: Missouri (Greene, Christian, and Webster counties)
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Some other locations qualify, evaluated on a case-by-case basis
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Why Borrow From NH Capital?
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Close Fast: We move at the speed of your deal — approvals in days, not weeks.
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Straightforward Terms: Transparent pricing with no hidden costs.
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Investor-Focused: As real estate investors ourselves, we understand what matters most.
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Relationship Driven: We’re here for repeat borrowers, not just one-time deals.
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Flexible Capital: Loans designed to fit your project, not force your project into a box.
Loan Products & Terms
We keep things simple and transparent.
Interest Rate
12.000 - 14.000% APR
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Administrative Fee
$750 flat per loan
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Payoff Fee
3 points for terms 0-6 months (min $3,500)
Add 0.50 point per month for terms longer than 6 months (max 12 months)
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Loan Sizes
Up to $750,000
Terms: 1 to 12 months
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Extension Option
1% per 30 days if additional time is needed
No hidden fees. No surprises. Just straightforward capital.
The Borrower Process
1. Apply Online
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Submit a short application with basic property details.
2. Get a Quick Decision​
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Receive terms within days, not weeks.
3. Close Fast​
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Funding typically available within 7-10 days
4. Access Your Capital​
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Put your money to work immediately
5. Focus on Your Project​
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We handle the funding so you can focus on execution
Getting funded is simple. Start your application today.
Frequently asked questions
Ready to get funding?
Put speed and certainty on your side. Apply today and move confidently on your next deal.